Article 1829. Insured risk and insured event
(1) The insured risk is one or more future events or phenomena, possible but uncertain, provided by the insurance contract, to which the life, health or patrimony of a person are exposed.
(2) It is prohibited to ensure:
a) unlawful interests;
b) the loss suffered by participating in lotteries, games and bets;
c) any expenses to which the person may be subject in order to release the hostages.
(3) The insured event consists in the occurrence of the insured risk that triggers the obligation of the insurer to pay the insurance money or the indemnity.