Article 1849. Suspension of the insurance period and termination of the insurance

(1) The insurer shall not owe the insurance money or indemnity if the insured event occurred outside the insurance period or during the suspension of the insurance period, even if the case was identified at a date falling in the insurance period.
(2) On expiry of the period referred to in Article 1847 para. (1) b) or, as the case may be, Article 1848 para. (1) a), without payment of the premium being made, the insurer shall be entitled to terminate the insurance, provided that the notices required by the same articles state the right of the insurer to terminate the insurance.
(3) The insurance shall be deemed to be terminated by operation of law if the insurer does not bring an action for payment of the premium or a tranche of a premium within 2 months after expiry of the period mentioned in Article 1847 para. (1) b), or, as the case may be, in Article 1848 para. (1) a).