Article 1845. Reduction of Risk

(1) If there is a material reduction of risk, the policyholder shall be entitled to request a proportionate reduction of the premium for the remaining insurance contract.
(2) If the parties do not agree on a proportionate reduction within one month of the request being received by the insurer, the policyholder shall be entitled to terminate the insurance. The policy holder loses the right of termination if it fails to exercise it within two months of receipt of the request by the insurer.