Article 1832. Obligation to furnish documents

(1) The insurer is bound to provide, together with the insurance policy, copies of the policy holder’s application.
(2) If the terms of the insurance policy differ from those in the policy holder’s application or from any prior agreement between the parties, if the insurer has informed the policy holder in bold text of the right to object to the differences mentioned in the policy, it shall be treated that the policy holder has agreed to the differences expressly mentioned in the policy if it does not object within 1 month after receiving the policy.
(3) An insurer bears the burden of proof that the policy holder has received the documents which are required to be furnished by the insurer.