Article 1863. The Costs of Mitigation
(1) The insurer shall reimburse the costs incurred or the amount of damage suffered by the policyholder or the insured in taking measures to mitigate insured loss, to the extent the policyholder or the insured was justified in regarding the measures as reasonable under the circumstances, even if they were unsuccessful in mitigating the loss.
(2) The insurer shall indemnify the policyholder or the insured, as the case may be, in respect of any measures taken in accordance with para. (1), even if together with the compensation for the loss insured the amount payable exceeds the sum insured unless the contract explicitly excludes this.