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Article 1902. Alteration of Terms and Conditions

(1) A clause which allows the insurer to alter the terms or conditions other than the premium and benefits payable shall be invalid, unless the alteration is required to:
a) comply with an amendment of supervisory law including binding measures taken by the supervisory authority;
b) comply with an amendment of mandatory rules of the applicable national law on employers’ pension plans;
c) comply with an amendment of national rules imposing specific requirements on a contract of life insurance in order to qualify for special tax treatment or for state subsidies;
d) substitute an unfair term of the contract.
(2) The alteration shall become effective at the start of the third month after the policyholder has received written notice informing the policyholder about the alteration and the reasons for it.
(3) Para. (1) shall apply without prejudice to other requirements for the validity of alteration clauses.

Articolul 2164. Grounds for inheritance

Article 1903. Insurer's Investigation and Information Duty