Article 1909. Scope

(1) Contracts for group insurance are contracts between an insurer and a group organiser for the benefit of group members with a common link to the group organiser. A contract for group insurance may cover also family of the group members.
(2) A contract for group insurance is subject to the provisions of this Chapter if it was concluded between the group organiser and the insurer.
(3) “Accessory group insurance” means group insurance under which group members are automatically insured by belonging to the group and without being able to refuse the insurance.
(4) “Elective group insurance” means group insurance under which group members are insured as a result of personal application or because they have not refused the insurance.