The policyholder shall have the right to request at any time a statement relating to his claims record for the past 5 years.
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Article 1876. Assignment of claims under the policy
A clause in an insurance contract depriving the insured of his right to assign his claim to the indemnity under the policy shall be void.
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Article 1875. Acknowledgement of Liability
(1) A clause in the insurance contract releasing the insurer from its obligations in case the policyholder or insured, as the case may be, accepts or satisfies the victim’s claim shall be void. (2) Unless it consents, the insurer shall not be bound by an…
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Article 1874. Causation of Loss
(1) Neither the policyholder nor the insured, as the case may be, shall be entitled to indemnity to the extent that the loss was caused by an act or omission on his part with intent to cause the loss. This shall include non-compliance with specific…
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Article 1873. Setting of the indemnity
Unless the law provides otherwise, the indemnity is set by agreement entered between the insurer, the victim and, subject to Article 1881 para.(3), the insurer or, in case of disagreement, by the court.
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Article 1872. General
(1) In case of liability insurance, the insurer undertakes to pay an indemnity for loss for which the insured is liable under law towards third party victims and for defense costs incurred in accordance with Article 1863. (2) The parties may include in the insurance…
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Article 1871. Transfer of Property
(1) If the title to insured property is transferred, the insurance shall be terminated by operation of law one month after the time of transfer, unless the policyholder and transferee agree on termination at an earlier time. This rule shall not apply if the insurance…
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Article 1870. Underinsurance
(1) The insurer shall be liable for any insured loss up to the sum insured even if the sum insured is less than the value of the property insured at the time when the insured event occurs. (2) However, the parties may provide that the…
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Article 1869. Examination and verification of the condition of the property
(1) On the conclusion of the contract, the insurer shall have the right to examine the property to ascertain their existence and actual condition. (2) The insurer has the right to verify the manner in which the insured property is maintained.
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Article 1868. General
(1) In property insurance, the insurer undertakes to pay, on the occurrence of the insured event, the indemnity to the insured. (2) In property insurance, the insured must have a legitimate interest regarding the insured property.